Loans and CreditLoans and Credit


Commercial Loans

Commercial Loan Services

Loans are available to business clients for specific operating purposes, seasonal requirements or other cash flow requirements. Repayment terms are tailored to meet your business needs providing you with flexibility and convenience.

Lines of Credit

A revolving credit line available for those unexpected purchases. Attached to your chequing account, there is no set repayment.

Quick Loan

Quick Loans allow you to be approved for a set dollar amount with the flexibility to have funds advanced when needed. A combination of a loan and line of credit, there is a set repayment and the maximum amount of the loan may be re-advanced as many times as you need.

Commercial Term Loan

Loans are available for operating capital, capital purchases or just about anything you require.

Mortgage Loan

Flexibility is the key with a Spectra Credit Union mortgage.
Conventional commercial mortgages are available with interest terms ranging from 1 to 5 years and amortization terms up to 25 years.

Concentra Financial Commercial Leasing

Concentra Financial Commercial Leasing provides leasing services to Credit Union members with competitive rates and terms for almost any type of business and equipment.

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Dealer Finance Loan

Finance machinery or equipment right at the dealership. Ask for Spectra Credit Union financing next time you are investing in your operation.

Automotive Dealerships that offer on the spot financing with Spectra Credit Union are:

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