Ways to Bank

MemberDirect is our free online banking service.

You may pay your bills, make your loan payments, get your statement information, transfer funds, plus have access to many other services. All of this is available 24-hours a day, 7 days a week. Visit your local branch of Spectra Credit Union to receive your personal access code and start your online banking today.

If you already have a personal access code, click the MemberDirect button below to sign on. If you don't have a personal access code please contact us and we will sign you up for free MemberDirect internet banking.

Features:

• Create new accounts
• View online images of your cheques (both front and back)
• Obtain RRSP and RRIF contract information
• Obtain current deposit and foreign exchange rates
• Obtain up-to-the-minute account balances
• Transfer funds between accounts and even between memberships including post dated transfers and reoccurring transfers
• Review and print your statement information
• Pay bills, including future dated payments
• Make your loan payments
• Export account history to selected personal financial management programs such as Simply Accounting, Microsoft Money, Quicken, and Quick Books
• Create or remove stop payments
• View your MasterCard credit card balance as well as your investments with Ethical Funds and Credential Securities

Security:

• 128 bit encryption
• Requires a unique log on ID and password only known by you
• Browser based service which means you can access internet banking without downloading any specific software
• Encryption security and Internet firewalls keep your information safe

Minimum security Requirements:

• VGA or higher resolution monitor
• An internet connection with a minimum speed of 14.4 kbps.
• PC users also require: Pentium processor, 16 MB ram memory, Windows 95 NT internet browser version 4.0 or higher, and 128 bit secure socket layer (SSL enabled)
• MAC users also require: Power PC G3 or higher, 32 MB ram memory, System 7.X operating system, Internet browser version 4.0 or higher, and 128-bit Secure Socket Layer (SSL) encryption enabled

If you are having trouble accessing MemberDirect please contact MemberDirect Support at 1-888-273-3488 or e-mail MemberDirect Internet Banking Support

Login to MemberDirect

Round-the-clock convenience at your fingertips. Easy to use TeleService provides 24 hour per day, 7 days per week access to your account through any touch tone phone.  The number is 1-800-863-1312 or 306-636-7777.

You can:

• Obtain current account balances
• Request your account history
• Request statement history by fax
• Transfer funds between accounts and memberships
• Make your loan payments
• Pay your bills with the option to future date
• Inquire, create, and remove Stop Payments

TeleService Route Map (105 KB)

Credit Union ATMs allow you to handle your finances with speed, convenience and privacy around the clock, every day of the year. All you need is a Member Card debit card or a Global Payment MasterCard along with a Personal Identification Number (Pin), which allows you access to cash and deposit services at any credit union ATM in Saskatchewan.

You can also access your accounts for cash withdrawals at any ATM within the INTERAC Network in Canada or CIRRUS Network worldwide. To find an ATM near you, click on the ATM locator.

Spectra Credit Union has ATMs in the following locations:

Our TeleService Contact Centre provides professional service through our qualified TeleService Representatives. They are conveniently available six days per week, opening at 8 am with extended hours until 8 pm Monday to Thursday, 6 pm on Friday and 4pm on Saturday. Our TeleService Representatives can capably handle your account inquiries, personal investments, and consumer mortgage and loan applications.

Mobile banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you'll receive a message back.  It's fast, it's easy and it's free.*

It works on all text-enabled phones.  It doesn't matter what kind of cell phone you have, as long as you can send and receive text messages. Check account balances and recent account activity information from anywhere you can get a signal. Instantly! You'll get the account information you want, when you need it.  There's no need to find a computer to check your account balance. And, have peace of mind with the ability to instantly check what activity has taken place with your account.

Your personal information is always secure as the only information that is transmitted is your account balance or your recent account activity.  Even if you lose your phone, no one will be able to make changes to your account, steal funds or personal or financial information. And, it's quick and easy to cancel mobile banking if needed.

Click below for step-by-step instructions on how to sign up for Mobile Banking.

Mobile Banking Instructions (320KB)