Spectra Credit Union is now offering Index Linked and Global Market products. Index-linked products offer returns based on stock market index performance; equity-linked products offer returns based on the performance of individual stocks within an equity basket. These products are a good option for investors because, unlike mutual funds, there is no chance of a loss to the original investment.

MarketFlex

The returns are based on the performance of the S&P/TSX 60 Index

Global Market

Returns are based on the performance of three indices:

• NIKKEI 225                            40%
• Dow Jones EURO STOXX 50     40%
• S&P 500                                20%

Prairie Basket

The basket contains 13 companies that are household names on the prairies. The companies picked encompass a wide variety of industries, ensuring economic diversification.

The geographical distribution is Saskatchewan 15%, Manitoba 23% and Alberta 62%. The companies include:

• EnCana Corp
• Cenovus Energy Inc.
• Manitoba Telecom Serives Inc
• Suncor Energy Inc.
• Enbridge Inc.
• Potash Corp. of Saskatchewan
• Great West Lifeco Inc.
• IGM Financial Inc.
• Cameco Corp.
• Husky Energy Inc.
• West Jet Airlines Ltd.
• Telus Corp.
• Shaw Communications Inc.

All of these products may be purchased in Registered, Non Registered or Tax Free Savings Accounts.

If you have any questions about these products, please contact your local branch or call our Contact Centre at 636-7770 or toll free at 1-800-863-1312.