Accounts
Youth Accounts
We have a variety of accounts geared to suit any age. From Fat Cat to StudentCHOICE, our accounts will change with you as you move from pre-school right up until you are done your post secondary education.
Fat Cat Savings
- A savings account designed for members aged 5-11
- No service charges
- Tiered daily interest paid monthly
- Free access to MemberDirect online banking and TeleService telephone banking
- Free quarterly Fat Cat Chat newsletter full of games, crafts and contests just for kids
- Semi annual itemized statement for easy record keeping
HeadStart Account
- A chequing account designed for members aged 12-18
- Free services except for Interac, CIRRUS and Interac ATM charges
- Tiered daily interest paid monthly
- Free access to MemberDirect online banking and TeleService telephone banking
- MemberCARD debit card available with parent’s consent
- Free semi annual Headstart newsletter full of information geared towards teens
StudentCHOICE Account
- A chequing account designed for members who are enrolled in a post-secondary institution for a minimum of 60% full time study.
- No monthly maintenance fee
- Tiered daily interest paid monthly
- All free electronic transactions excluding Interac, CIRRUS, and PLUS ATM and other CU ATM charges
- In branch transactions at regular cost
- Free access to MemberDirect telephone banking and TeleService telephone banking
- Access to MemberCARD debit card or Global Payment MasterCARD through any ATM or
- Point of Sale network
- 1 free order of personalized cheques at time of sign up (StudentCHOICE style only)
- Line of credit available (OAC) $2.00/month fee
- Discounted rates on education and computer loans (OAC)
- Student MasterCARD available (OAC)
Student CUSave Investment Account
A high interest rate account designed for students who want to save money while still having full access to their funds. The CUSave account features:
- A tiered interest rate schedule, designed for student's needs
- Interest earned daily, paid into the account on a monthly basis
- Interest is cumulative on a total balance
- 1 free debit per month (electronic or in branch; transfer or withdrawal)
- All debits $5.00 thereafter
- No chequing; no ATM; no bill payments; may not be overdrawn
- Free access to MemberDirect online banking and TeleService telephone banking