¹APY= Annual Percentage Yield.
²The promotion applies to certificates funded from sources other than Spectra Credit Union. An early withdrawal may impose a penalty. Fees can reduce the earnings in the account. Membership eligibility requirements must be met. As a condition of membership, you must purchase and maintain one (1) minimum required share for $5.00. The minimum balance required to open and receive advertised dividends is $5,000. The promotion is a limited-time offer, and Spectra Credit Union reserves the right to end this promotion at any time without further notice.

Federally insured by NCUA. Membership eligibility is required.