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Financial Calculators ©1998-2023 KJE Computer Solutions, Inc.
Credit card information: |
Current outstanding balance on your credit card.
The annual interest rate being charged for this credit card.
Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance.
The amount you are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.
Total new charges you expect to put on this credit card per month.
Your annual fee for this credit card, if any.
Planned major purchases: | $0 |
If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
Number of months before your major purchase will occur.
If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
Number of months before your major purchase will occur.
Credit Card Payoff by Month |
Alternate Payoff Scenarios |
Current outstanding balance on your credit card.
The annual interest rate being charged for this credit card.
Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance.
The amount you are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.
Total new charges you expect to put on this credit card per month.
Your annual fee for this credit card, if any.
If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
Number of months before your major purchase will occur.
© Spectra Credit Union
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
5440 Cherokee Ave, Ste 200
Alexandria, VA 22312-2321
Federally Insured by the NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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