Our Story

Informed by history. Inspired by possibility. Driven to Discover.

About Spectra Credit Union

The future is powered by the visionaries of today - those people, who when faced with a challenge, see an array of opportunities, not limitations. Whether it’s a scientific breakthrough, a new technology, or societal progress, they come prepared: Informed by history. Inspired by possibility. Driven to discover.

At Spectra Credit Union, our founders were scientists at the Naval Research Laboratory (NRL). And while we may not explore galaxies or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being. Our name reflects the diverse community we serve and our goal to provide a wide range of banking options for members from all walks of life.

Our Vision Icon

Our Vision

A community where everyone reaches their full potential.

Our Mission

To provide high-quality financial services and education to help our members, communities, and employees reach their full potential.

Our Promise

You can trust our financial formula. We’ve got banking down to a science.

Our History

Our Beginning

Our credit union is founded under the name Naval Research Lab Federal Credit Union to serve employees and family members of the NRL with a financial center conveniently located on the Naval base.

1946
2010
New Branch with Drive Thru Opens to Public

Our Waldorf, Maryland financial center opens to provide access to our ever-growing membership from the broader community.

Headquarters Relocate to Virginia

Our Alexandria, Virginia office opens to provide a centralized facility for our support departments, as well as a public-access financial center.

2011
2017
Credit Union Receives Fundraising Award

The credit union is recognized for the first time with a top-level fundraiser award at the Cherry Blossom Ten Mile Run to benefit Children’s Miracle Network. The credit union continues to support this cause annually as a top donor.

Credit Union Surpasses $500M in Assets

Our credit union hits a major asset milestone of $500 million in assets, which allows us to enhance our commitment to providing exceptional member service.

2020
2021
We Rebrand to Spectra Credit Union

As part of our 75th anniversary celebration, the credit union reveals a new name to better reflect the diverse community we now serve.

1946
Our Beginning

Our credit union is founded under the name Naval Research Lab Federal Credit Union to serve employees and family members of the Lab with a financial center conveniently located on the Naval base.

2010
New Branch with Drive Thru Opens to Public

Our Waldorf, Maryland financial center opens to provide access to our ever-growing membership from the broader community.

2011
Headquarters Relocate to Virginia

Our Alexandria, Virginia office opens to provide a centralized facility for our support departments, as well as a public-access financial center.

2017
Credit Union Receives Fundraising Award

The credit union is recognized for the first time with a top-level fundraiser award at the Cherry Blossom Ten Mile Run to benefit Children’s Miracle Network. The credit union continues to support this cause annually as a top donor.

2020
Credit Union Surpasses $500M in assets

Our credit union hits a major asset milestone of $500 million in assets, which allows us to enhance our commitment to providing exceptional member service.

2021
We rebrand to Spectra Credit Union

As part of our 75th anniversary celebration, the credit union reveals a new name to better reflect the diverse community we now serve.

Corporate Social Responsibility

How we're making an impact

Woman checking her cell phone and smiling at a coffee shop
Member Benefits

Love My CU Rewards

Group of diverse employees smiling around table in a modern office
Join Our Team

Career Opportunities

Board of Directors

Meet our team of dedicated volunteer members who lead us to excellence.
Mary Kappus, PhD
Chairperson
Christoph Englert, PhD
Vice Chair
Suleyman Guleyupoglu, PhD
Secretary
Thomas Swean, Jr., PhD
Treasurer
Richard Bevilacqua, PhD
Director
Joe Bucaro, PhD
Director
Angelina Callahan, PhD
Director
Frank Herr, PhD
Director
Scott Moran
Director
Trina F. Petty
Associate Director

Supervisory Committee

Meet our team of dedicated volunteer members who lead us to excellence.
Rich Barb
Chairperson
Carol Sullivan
Secretary
Jane Schaub
Member

Download Our 2020 Annual Report

Archived reports can be downloaded here: 2019 | 2018

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