Whether you’re an early bird or a night owl, we provide business lending on your schedule. Our online loan portal reduces the application process timeline by 23 hours or more – saving you precious time to focus on running your company.
Perform real-time transactions anytime and keep track of your family’s finances for free.
Make easy, safe, and instant transfers to anyone, anywhere in the U.S.
Pay$ap, our all-in-one P2P solution, gives you the power to send money instantly to anyone in America using integrations with PayPal, Venmo, or directly to a debit card. It’s easy to set up and it’s free to use!
Sending money made simple with Pay$ap:
Download the Spectra Mobile App to get started today. Search “Spectra Credit Union” in your app store.
More Convenience + More Security = One BRILLIANT Card Control App
Why wait? To download our Card Control Mobile App, visit your mobile app store today and search "Spectra Debit" or download using the links below.
Pay with any of the following:
Click here for FAQs on digital payments.
Horace Daniel ChFEBC, CRPC
conferred by College for Financial Planning
LPL Financial Advisor
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