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Welcome to brilliant banking.

Welcome to brilliant banking.

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Informed by history. Inspired by possibility. Driven to Discover.

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Spectra Credit Union was founded by scientists at the Naval Research Laboratory. And while we may not explore galaxies or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being.

Brilliant solutions built for your goals.

Need a personalized solution?

We've got you covered. Give us a call or fill out our contact form and a representative will get in touch with you as soon as possible.

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24/7 Business Loans

Experience business lending on your schedule.
24/7 Business Loans

24/7 Business Loans

Experience business lending on your schedule.
House

Choose from our array of Mortgage options.

Whether you’re buying a home for the first time, relocating to the area, downsizing for retirement or upgrading for the family, we offer mortgages for every stage of life.

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Personal and business cards designed with you in mind.

Pick a card, any card! Choose from a range of options from low rate to cash back to rewards and more.

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Corporate Social Responsibility

How we're making an impact

News & Events

We walk the walk! We give the talks! We’re out and about in our community.

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Financial Education

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