Support for Federal Workers During the Government Shutdown

At Spectra Credit Union, we understand that a government shutdown can create financial uncertainty for our members who are furloughed. If you are affected, we are here to help you navigate this period with flexible options designed to support you.

Spectra assists its furloughed members in the following ways:

· No-Fee Skip-A-Pay Options

· Penalty-Free Certificate Withdrawals

· Loan Deferments (based on membership eligibility)

Take advantage of these options to maximize savings and increase your financial flexibility.

· Balance transfers to our low-rate credit card offerings

· Home Equity and Lines of Credit draws

· Speak with one of our Certified Financial Counselors

Are you unsure which option is right for you?

Our team is ready to help. Contact us to discuss your situation and explore the best solutions for your needs at (800) 526-6661 or (301)839-8400.

For additional resources and updates for federal workers, visit https://www.mddccua.org/2025/10/federal-shutdown-resources/.

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