Your paycheck belongs to you!

And now you can have it in your hands quicker than ever. In fact, we'll deposit your money into your Spectra Checking Account up to


No more waiting for payday! 

Just like the scientists who founded Spectra, we’re always looking for better, stronger, faster solutions to serve you! 

To begin experiencing your early paydays later this month, open a free checking account.



With a FREE checking account from Spectra, you’ll get:

A truly free account

No monthly service fees or balance requirements

24/7 Access

Online and mobile banking tools and resources at your fingertips

Shared branching

Access to more than 30,000 ATMs and 5,000+ branches nationwide





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