
From now until April 30th, open our special 80th Anniversary Certificate, and you’ll earn 8.0% APY1 for 80 days and then a rate of 3.0% APY for the remainder of the 17-month term. You earn more up front and still enjoy long-term security.
Enjoy our 80th Anniversary celebration with many happy RETURNS!
1APY=Annual Percentage Yield. The minimum balance to open the share certificate and obtain the APY is $5,000.00. The maximum balance of this certificate is $25,000.00. Offer valid through April 30th, 2026. The Credit Union reserves the right to end the offer at any time. Limit 1 (one) certificate per member.
This is a 17 Month stepped-rate certificate. Your APY will change automatically during the term: Day 1 – 80 your APY will be 8.00%. Day 81 – Maturity your APY will be 3.00%.
Interest begins to accrue on the business day when you deposit funds and open the account. The stated APY assumes the dividends remain on deposit until maturity and reflects the total dividends paid based on the rate and the frequency.
Early Withdrawal Penalty: If you withdraw any principal before the maturity date, you may be assessed a penalty. The early withdrawal penalty will be calculated based on the 180 days prior to withdrawal. For example, if you withdraw on day 80, you will be charged 80 days of dividends based on 8.00% APY. If you withdraw on day 180, you will be charged an early withdrawal penalty of 180 days of dividends calculated as 80 days at 8.00% APY and 100 days at 3.00% APY.
Fees imposed in connection with your account will decrease the total earnings and APY. If you close your account prior to when dividends are credited, dividends will not be paid and will be forfeited.