Special Offers
Home Equity

Home Grown Equity for whatever you need

Home Grown Equity for Whatever You Need

When life comes knocking at your front door, the answer just might be growing in your own backyard.  

A home equity line of credit from Spectra provides low rates and extended terms, so you can afford to make home improvements, invest in your child’s education, pay off high-interest debt, or whatever you need.

  • Introductory rate of 6.99% APR1 for first 6 months2
  • Borrow from $10,000 up to $150,000 on a variable-rate line of credit
  • Spectra pays up to $1,500 of closing costs3
  • Access your line for up to 10 years then take another 15 years to repay the amount you actually use

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