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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Spectra Federal Credit Union chooses to share; and whether you can limit this sharing
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
To offer our products and services to you
Information about your transactions and experiences
Information about your creditworthiness
Call toll-free (800) 526-6661 and ask a representative to remove your name from marketing lists
Please Note: If you are a new member, we can sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call toll-free (800) 526-6661
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing.
Your choices will apply to everyone on your account – unless you tell us otherwise.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you
For information about our Online Privacy Practices, visit spectracu.com/online-privacy-policy
