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Whether you need to pay off unsecured debt, renovate your house, or send your child to college, a home equity loan from Spectra is a smart way to build a brighter tomorrow.
Put your home's equity to work with this fixed-rate, 10-year home equity loan with affordable rates as low as 5.50% APR1 Unlock the formula to financial success.
1APR = Annual Percentage Rate. Fixed rates as low as 5.50% APR. Your actual APR will be determined at the time of loan approval and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. For primary residences only. Sample payment is $108.53 for each $10,000 financed at 5.50% for ten years. Minimum loan amount is $10,000, maximum Combined Loan to Value (CLTV) is 90%. Property insurance, and if applicable, flood insurance is required for the life of the term. Credit is subject to approval. Some restrictions may apply. Any closing costs paid by Spectra CU on behalf of the borrower must be repaid if the loan is closed within three years from the date the loan is opened. Refinances of existing Spectra Home Equity Lines of Credit and Home Equity loans are excluded. Spectra Credit Union reserves the right to end this promotion at any time without further notice.
